138 Willow Grove Dr, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 138 Willow Grove Dr, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,698 sqft · built 1982
Lot Size	1.37 acres (60,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,625 (Aug 2009)
Tax Bill	$18,356 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-01048-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`32-01048-0000-00017`
Alternative APNs	`32000060500019` `320104800017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,698 sqft Living Area
1st Floor Area	2,418 sqft
Upper Floors Area	1,809 sqft
Basement Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Other
Lot Area	60,000 sqft
Lot Dimensions	400 ft deep x 150 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Pool Area	756 sqft
Porch	Open Porch
Deck Area	638 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	32000060500019
Street Address	138 WILLOW GROVE DR
City	LINCROFT
State	NJ
Zip	07738-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Subdivision	WOODLAND RUN SEC 03
Legal Block	1048
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1001
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2009 · Amount on Record
Deed Sale	Aug 28, 2009 · Amount on Record
Prior Sale	Jul 17, 2009 · Amount on Record
Deed Document Number	2009100462
Deed Book / Page	8794 / 6952
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 26, 2026
Property Address	138 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000052290
Book / Page	9799 / 8958
Instrument Date	Jun 5, 2026
Instrument	202652290
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 WILLOW GROVE DR, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000052290,
Date	Jun 26, 2026
Book Page	9799/8958
Instrument	202652290

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	138 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000065373
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 WILLOW GROVE DR LINCROFT NJ 077381017, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000065373
Date	Jun 18, 2020
Book Page	009421/007107
Instrument	65373

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2035

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,300,800 (+14.38%) Land $521,500 Building $779,300	$1,300,800 (+14.38%) Land $521,500 Building $779,300
2025	$18,356.00 (-0.96%)	$1,137,300 (+13.97%) Land $365,100 Building $772,200	$1,137,300 (+13.97%) Land $365,100 Building $772,200
2024	$18,534.00 (+6.4%)
2023		$997,900 Land $310,600 Building $687,300	$997,900 Land $310,600 Building $687,300
2022	$17,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 63% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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