122 Willow Grove Dr, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 122 Willow Grove Dr, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,364 sqft · built 1982
Lot Size	0.809 acres (35,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$501,000 (Jan 2017)
Tax Bill	$12,875 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-01048-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`32-01048-0000-00021`
Alternative APNs	`32000060500023` `320104800021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
1st Floor Area	1,352 sqft
Upper Floors Area	1,012 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	35,249 sqft (0.809 acres)
Lot Dimensions	235 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	798 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	32000060500023
Street Address	122 WILLOW GROVE DR
City	LINCROFT
State	NJ
Zip	07738-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	1048
Legal Lot Number	21
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 12, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Prior Sale	Dec 9, 1999 · Amount on Record
Deed Document Number	20174543
Deed Book / Page	9207 / 5951
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	122 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000005245
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 WILLOW GROVE DR LINCROFT NJ 077381017, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000005245
Date	Jan 11, 2021
Book Page	009471/006989
Instrument	5245

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 10, 2046

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 12, 2017
Property Address	122 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000004543
Book / Page	00920 / 005951
Instrument Date	Dec 19, 2016
Instrument	4543
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 WILLOW GROVE DR LINCROFT NJ 077381017, LINCROFT, NJ 07738-1017

Mortgage

Document Number	4544
Date	Jan 12, 2017
Book Page	009207/005974
Instrument	4544

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$891,500 (+11.76%) Land $498,800 Building $392,700	$891,500 (+11.76%) Land $498,800 Building $392,700
2025	$12,875.00 (+0.66%)	$797,700 (+11.57%) Land $408,500 Building $389,200	$797,700 (+11.57%) Land $408,500 Building $389,200
2024	$12,791.00 (+14.35%)
2023		$715,000 Land $331,300 Building $383,700	$715,000 Land $331,300 Building $383,700
2022	$11,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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