Monroe County property record for 130 Sapodilla Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,815 sqft · built 1978 |
| Lot Size | 0.348 acres (15,161 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $650,000 (Aug 2001) |
| Tax Bill | $14,334 (2024) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00394340-000000 |
| Primary APN | 00394340-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,815 sqft Living Area |
| 1st Floor Area | 1,815 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 15,161 sqft (0.348 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 542 sqft |
| Patio Area | 1,550 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1482692 |
|---|---|
| Old Parcel Number | 20643600394340000000 |
| Street Address | 130 SAPODILLA DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LT 25 MATECUMBE SANDY BEACH PB3-127 LOWER MATECUMBEKEY OR445-246 OR769-1362 OR915-2480 OR972-2224/C OR1273-2295 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | MATECUMBE SANDY BEACH |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3268 N OCEAN BLVD, DELRAY BEACH, FL 33483-7347 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2001 · Amount on Record |
| Deed Sale | Aug 31, 2001 · Amount on Record |
| Prior Sale | Nov 1, 1993 |
| Deed Document Number | 0172200474 |
| Deed Book / Page | 01722 / 00474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 130 SAPODILLA DR, ISLAMORADA, FL 33036-4102 |
| Document Number | 0029291575 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3268 N OCEAN BLVD GULF STREAM FL 334837347, GULF STREAM, FL 33483-7347 |
| Document Number | 0029291575 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 002929/001575 |
| Instrument | 2188820 |
| Name | US MTG/FL |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,001,459 (+3.6%) Land $1,611,130 Building $390,329 | $2,001,459 (+3.6%) Land $1,611,130 Building $390,329 | |
| 2024 | $14,334.00 (+4.22%) | ||
| 2023 | $13,754.00 (+19.53%) | $1,931,950 (+44.21%) Land $1,573,369 Building $358,581 | $1,931,950 (+44.21%) Land $1,573,369 Building $358,581 |
| 2022 | $11,507.00 | $1,339,650 Land $975,489 Building $364,161 | $1,339,650 Land $975,489 Building $364,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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