125 Sapodilla Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 125 Sapodilla Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,300 sqft · built 1976
Lot Size	0.413 acres (17,980 sqft)
Owner	2 Company Names on Record
Last Sale	$25,000 (Sep 1981)
Tax Bill	$14,984 (2024)
Deeds & Mortgages	Oct 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`00394150-000000`

Property Details

APN / Parcel Number

Primary APN	`00394150-000000`
Alternative APNs	`20643600394150000000` `1482501`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	17,980 sqft (0.413 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	1,442 sqft
Deck Area	Deck Area
Patio Area	712 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1482501
Street Address	125 SAPODILLA DR
City	ISLAMORADA
State	FL
Zip	33036-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 3 LT 7 MATECUMBE SANDY BEACH LOWER MATCMBE KEY PB3-127 OR142-366-368 OR618-817 OR688-849 OR688-848 OR725-123 OR838-2402 OR838-2403 OR2876-2254D/C OR2876-2256/57
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	MATECUMBE SANDY BEACH
Legal Block	3
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1007
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5132 S CLIFF AVE, 3, SIOUX FALLS, SD 57108-5434
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1981 · Amount on Record
Deed Sale	Sep 1, 1981 · Amount on Record
Prior Sale	Feb 1, 1977 · Amount on Record
Deed Book / Page	838 / 2403
Last Transfer Date	Jul 1, 2025
Transfer Doc	0033331469
Record Updated	Jun 8, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Oct 27, 2017
Property Address	125 SAPODILLA DR, ISLAMORADA, FL 33036-4101
Document Number	0028762256
Book / Page	002876 / 002256
Instrument Date	Oct 6, 2017
Instrument	2141467
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1813 SE 9TH ST FORT LAUDERDALE FL 333161417, FORT LAUDERDALE, FL 33316-1417

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,393,447 (+3.01%) Land $2,135,125 Building $258,322	$2,393,447 (+3.01%) Land $2,135,125 Building $258,322
2024	$14,984.00 (+1.98%)
2023	$14,693.00 (+22.19%)	$2,323,616 (+47.53%) Land $2,107,031 Building $216,585	$2,323,616 (+47.53%) Land $2,107,031 Building $216,585
2022	$12,025.00	$1,575,040 Land $1,358,614 Building $216,426	$1,575,040 Land $1,358,614 Building $216,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20