122 Sapodilla Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 122 Sapodilla Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 6,454 sqft · built 1980
Lot Size0.367 acres (16,000 sqft)
Owner2 Company Names on Record
Last Sale$490,000 (Apr 1992)
Tax Bill$12,717 (2024)
Flood ZoneZone AE (high risk)
APN00394360-000000

Property Details

APN / Parcel Number

Primary APN00394360-000000
Alternative APNs
  • 20643600394360000000
  • 1482714

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area6,454 sqft Living Area
Gross Area6,790 sqft
1st Floor Area2,288 sqft
Basement Area1,584 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,000 sqft (0.367 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area336 sqft

Exterior Amenities

Pool Area840 sqft
PorchFlorida Room
Porch Area2,730 sqft
Patio Area1,945 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1482714
Street Address122 SAPODILLA DR
CityISLAMORADA
StateFL
Zip33036-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 27 MATECUMBE SANDY BEACH LOWER MATCMBE KEY PB3-127 OR424-490 OR700-530 OR789-748 OR845-1460 OR992-351 OR1208-1214 OR3301-0697
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionMATECUMBE SANDY BEACH
Legal Block3
Legal Lot Number27
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1007
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address122 SAPODILLA DR, ISLAMORADA, FL 33036-4102
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1992 · Amount on Record
Deed SaleApr 1, 1992 · Amount on Record
Prior SaleOct 1, 1986 · Amount on Record
Deed Book / Page1208 / 1214
Last Transfer DateNov 18, 2024
Transfer Doc0033010697
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,403,504 (+5.99%)$2,333,708 (+2.87%) Land $1,658,880 Building $674,828
2024$12,717.00 (+0.7%)
2023$12,629.00 (+1.9%) Senior Citizen's exemption$1,324,224 (+3%)$2,268,561 (+36.26%) Land $1,600,000 Building $668,561
2022$12,393.00 Senior Citizen's exemption$1,285,655$1,664,924 Land $992,000 Building $672,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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