138 Sapodilla Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 138 Sapodilla Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,820 sqft · built 1972
Lot Size0.333 acres (14,500 sqft)
Owner2 Company Names on Record
Last Sale$940,000 (Jul 2003)
Tax Bill$8,361 (2024)
Deeds & MortgagesSep 2023 Transfer
Flood ZoneZone AE (high risk)
APN00394320-000000

Property Details

APN / Parcel Number

Primary APN00394320-000000
Alternative APNs
  • 20643600394320000000
  • 1482676

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,820 sqft Living Area
Gross Area3,016 sqft
1st Floor Area2,660 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,500 sqft (0.333 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area196 sqft

Exterior Amenities

Pool Area336 sqft
PorchFlorida Room
Porch Area686 sqft
Deck Area532 sqft
Patio Area2,145 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1482676
Street Address138 SAPODILLA DR
CityISLAMORADA
StateFL
Zip33036-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 23 MATECUMBE SANDY BEACH LOWER MATCMBE KEY OR431-116 OR690-547 OR759-1990 (LT-675) OR974-439 OR1909-1890 OR3244-2296 OR3244-2298
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionMATECUMBE SANDY BEACH
Legal Block3
Legal Lot Number23
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1007
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address138 SAPODILLA DR, ISLAMORADA, FL 33036-4102
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2003 · Amount on Record
Deed SaleJul 18, 2003 · Amount on Record
Prior SaleApr 1, 1986 · Amount on Record
Deed Document Number20031383568
Deed Book / Page1909 / 1890
Last Transfer DateAug 31, 2023
Transfer Doc0032442296
Record UpdatedJun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateSep 29, 2023
Property Address138 SAPODILLA DR, ISLAMORADA, FL 33036-4102
Document Number0032442296
Book / Page3244 / 2296
Map ReferenceMB 3 PG 127
Instrument DateAug 31, 2023
Instrument2434292
Transaction TypeTransfer
Record UpdatedOct 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address138 SAPODILLA DR, ISLAMORADA, FL 33036-4102

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address138 SAPODILLA DR, ISLAMORADA, FL 33036-4102

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$952,467 (+5.99%)$2,211,743 (+3.13%) Land $1,577,600 Building $634,143
2024$8,361.00 (+0.75%)
2023$8,299.00 (+1.98%) Homeowner's exemption$898,665 (+3%)$2,144,667 (+37.06%) Land $1,540,625 Building $604,042
2022$8,138.00 Homeowner's exemption$872,491$1,564,809 Land $955,188 Building $609,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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