Lorain County property record for 130 Saint Charles Pl, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,744 sqft · built 2004 |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2023) |
| Tax Bill | $2,939 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-781-009 |
| Primary APN | 10-00-005-781-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 1,744 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 130 SAINT CHARLES PL |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-0921 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHESAPEAKE CONDO PH 1 |
| Legal Lot Number | 9 |
| Legal Unit | 9 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71202 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 130 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Feb 10, 2023 | Fiduciary Deed, Transfer INFINITE TITLE, INFINITY TITLE |
| Feb 10, 2023 | Transfer on Death Deed, Transfer NOT AVAILABLE, INTINITY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | Feb 10, 2023 · Amount on Record |
| Deed Document Number | 2023004088 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 3, 2023 |
| Property Address | 130 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Document Number | 0000924511 |
| Map Reference | DOC 040048709 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023-0924511 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 130 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Document Number | 0000924512 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023-0924512 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 10, 2023 |
| Property Address | 130 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Document Number | 0000906316 |
| Map Reference | DOC 040048709 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023-0906316 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 10, 2023 |
| Property Address | 130 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Document Number | 0000906352 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023-0906352 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Title Company | NOT AVAILABLE, INTINITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,939.00 | $71,250 (-) Land $12,950 Building $58,300 | $203,570 (-) Land $37,000 Building $166,570 |
| 2024 | $2,939.00 (+14.85%) | $71,250 (+28.49%) Land $12,950 Building $58,300 | $203,570 (+28.49%) Land $37,000 Building $166,570 |
| 2023 | $2,559.00 (+0.31%) | $55,451 (-0.02%) Land $11,855 Building $43,596 | $158,430 (-) Land $33,870 Building $124,560 |
| 2022 | $2,551.00 | $55,460 Land $11,860 Building $43,600 | |
| 2021 | $158,430 Land $33,870 Building $124,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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