Lorain County property record for 131 Saint Charles Pl, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,744 sqft · built 2005 |
| Lot Size | 0.049 acres (2,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Apr 2019) |
| Tax Bill | $2,950 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-785-004 |
| Primary APN | 10-00-005-785-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,744 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,139 sqft (0.049 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 128 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 131 SAINT CHARLES PL |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-0920 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHESAPEAKE CONDO PH 5 |
| Legal Subdivision | CHESAPEAKE CONDO |
| Legal Block | 785 |
| Legal Lot Number | UN 31 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-785-004
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Apr 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 20, 2019 | Grant Deed, Transfer CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Dec 14, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Prior Sale | Mar 20, 2019 · Amount on Record |
| Deed Document Number | 2019712113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 131 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210837577 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 2021-0837577 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 131 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Document Number | 0000760253 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 131 SAINT CHARLES PL ELYRIA OH 440350920, ELYRIA, OH 44035-0920 |
| Document Number | 0000760253 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 760253 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 24, 2019 |
| Property Address | 131 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Document Number | 0000712113 |
| Map Reference | VOL 87 PG 20-2 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 2019-0712113 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 131 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Document Number | 0000712114 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019-0712114 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 20, 2019 |
| Property Address | 131 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Document Number | 0000708028 |
| Instrument Date | Mar 07, 2019 |
| Instrument | 708028 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $454.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 21960 LORAIN RD CLEVELAND OH 441263333, CLEVELAND, OH 44126-3333 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 14, 2018 |
| Property Address | 131 SAINT CHARLES PL, ELYRIA, OH 44035-0920 |
| Document Number | 0000698286 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 698286 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,950.00 Homeowner's exemption | $71,330 (+%) Land $12,950 Building $58,380 | $203,790 (-) Land $37,000 Building $166,790 |
| 2024 | $2,950.00 (+13.72%) | $71,327 (+28.49%) Land $12,950 Building $58,377 | $203,790 (+28.49%) Land $37,000 Building $166,790 |
| 2023 | $2,594.00 (+1.57%) | $55,511 (-0.02%) Land $11,855 Building $43,656 | $158,600 (-) Land $33,870 Building $124,730 |
| 2022 | $2,554.00 | $55,520 Land $11,860 Building $43,660 | |
| 2021 | $158,600 Land $33,870 Building $124,730 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 474 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures