Lorain County property record for 114 Saint Charles Pl, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,744 sqft · built 2005 |
| Lot Size | 0.049 acres (2,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,900 (Jan 2018) |
| Tax Bill | $2,980 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-783-002 |
| Primary APN | 10-00-005-783-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 1,744 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,139 sqft (0.049 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 128 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 SAINT CHARLES PL |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-0921 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHESAPEAKE CONDO PH 3 UNIT 17 |
| Legal Subdivision | CHESAPEAKE CONDO |
| Legal Block | 783 |
| Legal Lot Number | 17 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71202 |
Source: Lorain County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB |
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Jan 29, 2018 | Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2018 · Amount on Record |
| Deed Sale | Jan 29, 2018 · Amount on Record |
| Deed Document Number | 2018659903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 114 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Document Number | 0000086380 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-0086380 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 114 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000087 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024-0000087 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 29, 2018 |
| Property Address | 114 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Document Number | 0000659903 |
| Map Reference | MB 85 PG 42 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 2018-0659903 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $579.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 SAINT CHARLES PL, ELYRIA, OH 44035-0921 |
| Document Number | 0000659904 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2018-0659904 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,980.00 (-2.77%) Homeowner's exemption | $72,250 (%) Land $12,950 Building $59,300 | $206,430 (-) Land $37,000 Building $169,430 |
| 2024 | $3,065.00 (+18.16%) | $72,251 (+28.54%) Land $12,950 Building $59,301 | $206,430 (+28.54%) Land $37,000 Building $169,430 |
| 2023 | $2,594.00 (+0.31%) | $56,211 (-0.02%) Land $11,855 Building $44,356 | $160,600 (-) Land $33,870 Building $126,730 |
| 2022 | $2,586.00 | $56,220 Land $11,860 Building $44,360 | |
| 2021 | $160,600 Land $33,870 Building $126,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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