113 Saint Charles Pl, Elyria, OH 44035 Property Records

Lorain County property record for 113 Saint Charles Pl, Elyria, OH 44035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,457 sqft · built 2004
Owner	Individual Name on File
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-781-003`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-781-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,457 sqft

Exterior

Year Built	Built 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	211 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	113 SAINT CHARLES PL
City	ELYRIA
State	OH
Zip	44035-0920
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CHESAPEAKE CONDO PH 1 UNIT 3
Legal Subdivision	CHESAPEAKE CONDOMINIUM
Legal Lot Number	3
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3014
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-781-003

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	113 SAINT CHARLES PL, ELYRIA, OH 44035-0920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2018
Deed Sale	May 02, 2018
Prior Sale	Jun 19, 2008 · Amount on Record
Deed Document Number	2018-0670666
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	113 SAINT CHARLES PL, ELYRIA, OH 44035-0920
Document Number	0000720655
Instrument Date	Jul 03, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SAINT CHARLES PL ELYRIA OH 440350920, ELYRIA, OH 44035-0920

Mortgage

Document Number	0000720655
Date	Jul 03, 2019
Instrument	720655

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00	$67,490 (%) Land $12,950 Building $54,540	$192,830 (-) Land $37,000 Building $155,830
2024	$2,783.00 (+14.43%)	$67,491 (+28.05%) Land $12,950 Building $54,541	$192,830 (+28.05%) Land $37,000 Building $155,830
2023	$2,432.00 (+0.29%)	$52,707 (-0.01%) Land $11,855 Building $40,852	$150,590 (-) Land $33,870 Building $116,720
2022	$2,425.00	$52,710 Land $11,860 Building $40,850
2021			$150,590 Land $33,870 Building $116,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Uniti Group DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 474 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.