130 Rosemont Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 130 Rosemont Loop, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,345 sqft · built 2017
Lot Size	0.157 acres (6,827 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138Z-34-074.18`

Property Details

APN / Parcel Number

Primary APN	`138Z-34-074.18`
Alternative APN	`34336`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,345 sqft Living Area
1st Floor Area	1,866 sqft
2nd Floor Area	102 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,827 sqft (0.157 acres)
Lot Dimensions	120 ft deep x 56.8 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34336
Street Address	130 ROSEMONT LOOP
City	OXFORD
State	MS
Zip	38655-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 & 1/43 INTEREST IN COMMON AREAS ROSEMONT SUBDIVISION
Legal Range	03W
Legal Township	08S
Legal Section	34
Legal Subdivision	ROSEMONT SUBDIVISION
Legal Lot Number	37
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	950506

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 ROSEMONT LOOP, OXFORD, MS 38655-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	130 ROSEMONT LOOP, OXFORD, MS 38655-3004
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706761
Date	Aug 4, 2017
Instrument	201706761

Lender

Name	MECHANICS BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	130 ROSEMONT LOOP, OXFORD, MS 38655-3004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201705562
Date	Jul 5, 2017
Instrument	201705562

Lender

Name	MECHANICS BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,795.00 (+24.61%) Homeowner's exemption	$39,166 (+22.85%)	$391,660 (+22.85%) Land $65,000 Building $326,660
2023	$3,848.00 Homeowner's exemption	$31,881	$318,810 Land $65,000 Building $253,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

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