135 Rosemont Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 135 Rosemont Loop, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,037 sqft · built 2014
Lot Size	0.288 acres (12,566 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`138Z-34-074.09`

Property Details

APN / Parcel Number

Primary APN	`138Z-34-074.09`
Alternative APN	`34329`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,037 sqft Living Area
1st Floor Area	2,343 sqft
2nd Floor Area	276 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,566 sqft (0.288 acres)
Lot Dimensions	208 ft deep x 18.8 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34329
Street Address	135 ROSEMONT LOOP
City	OXFORD
State	MS
Zip	38655-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 & 1/43 INTEREST IN COMMON AREAS ROSEMONT SUBDIVISION
Legal Range	03W
Legal Township	08S
Legal Section	34
Legal Subdivision	ROSEMONT SUBDIVISION
Legal Lot Number	27
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	950506

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 ROSEMONT LOOP, OXFORD, MS 38655-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Oct 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021
Deed Sale	Oct 5, 2021
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	202111180
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	202111180
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	135 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202009683
Date	Oct 8, 2020
Instrument	202009683

Lender

Name	BANKFIRST
Type	Bank
Address	COLUMBUS, MS 39703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	135 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201906927
Date	Aug 27, 2019
Instrument	201906927

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	COLUMBUS, MS 39703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	135 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105880
Date	Jun 2, 2021
Instrument	202105880

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	COLUMBUS, MS 39703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Nov 1, 2050

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Oct 5, 2021
Property Address	135 ROSEMONT LOOP, OXFORD, MS 38655-3005
Document Number	202111180
Map Reference	CAB C SL 36
Instrument Date	Sep 30, 2021
Instrument	202111180
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 GARDENIA CV, 1303, OXFORD, MS 38655-5704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	135 ROSEMONT LOOP, OXFORD, MS 38655-3005

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,920.00 (+24.49%) Homeowner's exemption	$40,121 (+22.76%)	$401,210 (+22.76%) Land $50,000 Building $351,210
2023	$3,952.00 Homeowner's exemption	$32,683	$326,830 Land $50,000 Building $276,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

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