129 Rosemont Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 129 Rosemont Loop, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,826 sqft · built 2015
Lot Size	0.21 acres (9,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,100 (Dec 2015)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`138Z-34-074.06`

Property Details

APN / Parcel Number

Primary APN	`138Z-34-074.06`
Alternative APN	`34326`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,826 sqft Living Area
1st Floor Area	2,072 sqft
2nd Floor Area	317 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,140 sqft (0.21 acres)
Lot Dimensions	135 ft deep x 67.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34326
Street Address	129 ROSEMONT LOOP
City	OXFORD
State	MS
Zip	38655-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 & 1/43 INTEREST IN COMMON AREAS ROSEMONT SUBDIVISION
Legal Range	03W
Legal Township	08S
Legal Section	34
Legal Subdivision	ROSEMONT SUBDIVISION
Legal Lot Number	30
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	950506

Owner

Source: Lafayette County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FNB OXFORD BANK
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit FNB OXFORD BANK
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit FNB OXFORD BANK
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Apr 1, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF CLARKSDALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2015 · Amount on Record
Deed Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	201511246
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 4, 2026
Property Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005
Document Number	0000004846
Instrument Date	May 29, 2026
Instrument	20264846
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005

Mortgage

Document Number	0000004846,
Date	Jun 4, 2026
Instrument	20264846

Lender

Name	FNB OXFORD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 10, 2031

Interest

Rate	6.3%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005

Mortgage

Document Number	0020236947
Date	Sep 5, 2023
Instrument	2023-6947

Lender

Name	FNB OXFORD BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005

Mortgage

Document Number	0202206542
Date	Jul 14, 2022
Instrument	2022-06542

Lender

Name	FNB OXFORD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005

Mortgage

Document Number	202110955
Date	Sep 29, 2021
Instrument	202110955

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201910222
Date	Dec 9, 2019
Instrument	201910222

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008641
Date	Sep 14, 2020
Instrument	202008641

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	129 ROSEMONT LOOP, OXFORD, MS 38655-3005
Transaction Type	Mortgage
Record Updated	Apr 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902267
Date	Apr 1, 2019
Instrument	201902267

Lender

Name	FIRST NATIONAL BANK OF CLARKSDALE
Type	Bank
Address	NEW DURHAM, NH 03855

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Mar 26, 2026

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,787.00 (+25.94%) Homeowner's exemption	$39,100 (+24.04%)	$391,000 (+24.04%) Land $50,000 Building $341,000
2023	$3,801.00 Homeowner's exemption	$31,523	$315,230 Land $50,000 Building $265,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

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