127 Rosemont Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 127 Rosemont Loop, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,803 sqft · built 2016
Lot Size	0.21 acres (9,140 sqft)
Owner	2 Individual Names on File
Last Sale	$675,640 (Oct 2025)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138Z-34-074.05`

Property Details

APN / Parcel Number

Primary APN	`138Z-34-074.05`
Alternative APN	`34325`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,803 sqft Living Area
1st Floor Area	2,020 sqft
2nd Floor Area	300 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,140 sqft (0.21 acres)
Lot Dimensions	135 ft deep x 67.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34325
Street Address	127 ROSEMONT LOOP
City	OXFORD
State	MS
Zip	38655-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 & 1/43 INTEREST IN COMMON AREAS ROSEMONT SUBDIVISION
Legal Range	03W
Legal Township	08S
Legal Section	34
Legal Subdivision	ROSEMONT SUBDIVISION
Legal Lot Number	31
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	950506

Owner

127 Rosemont Loop is owned and occupied by two individuals who bought it in October 2025.

Source: Lafayette County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 ROSEMONT LOOP, OXFORD, MS 38655-3005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Mar 1, 2016
Deed Document Number	20259515
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAFAYETTE MS
Recording Date	Oct 16, 2025
Property Address	127 ROSEMONT LOOP, OXFORD, MS 38655-3005
Document Number	0020259515
Map Reference	DOC 2013-11639
Instrument Date	Oct 16, 2025
Instrument	2025-9515
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 VAN BUREN AVE, OXFORD, MS 38655-4039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 ROSEMONT LOOP, OXFORD, MS 38655-3005

Mortgage

Document Number	0020259517
Date	Oct 16, 2025
Instrument	2025-9517

Lender

Name	STANDARD MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 127 Rosemont Loop was $3,168 with a senior citizen's exemption, down 1.5% from the year before.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00 (-1.52%) Senior Citizen's exemption	$39,989 (+24.1%)	$399,890 (+24.1%) Land $50,000 Building $349,890
2024	$3,217.00 (+1.55%) Senior Citizen's exemption	$32,222 (-)	$322,220 (-) Land $50,000 Building $272,220
2023	$3,168.00 Disabled Person's exemption	$32,222	$322,220 Land $50,000 Building $272,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 Rosemont Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Rosemont Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

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