130 E Main St, Henderson, TN 38340 Property Records

Chester County property record for 130 E Main St, Henderson, TN 38340

Property Summary

Property Type	Office Building
Details	2 ba · 3,824 sqft · built 1965
Lot Size	0.085 acres (3,710 sqft)
Owner	Company Name on Record
Last Sale	$126,000 (Nov 2020)
Tax Bill	$1,388 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012046D F 00200`

Property Details

APN / Parcel Number

Primary APN	`012046D F 00200`
Alternative APN	`046D F 00200 00006046D`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	14 Units
Stories	1 Story
Building Area	3,824 sqft Total Area
1st Floor Area	3,780 sqft
Basement Area	3,780 sqft
Finished Basement	3,780 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	3,710 sqft (0.085 acres)
Lot Dimensions	106 ft deep x 35 ft wide
Canopy	175 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	130 E MAIN ST
City	HENDERSON
State	TN
Zip	38340-2335
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	B2
Legal Description	DISTRICT: 06, COUNTY AREA: H70
Jurisdiction	CHESTER TN
Township / Civil Division	6
Census Block Group	3
Census Block	3006
Census Tract	970200

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	513 CROOK AVE, HENDERSON, TN 38340-1523
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Warranty Deed, Transfer · Commercial Mortgage THE BANK OF FAYETTE COUNTY
Jun 21, 2017	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	202065743
Deed Book / Page	467 / 83
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Nov 17, 2020
Property Address	130 E MAIN ST, HENDERSON, TN 38340-2335
Document Number	0004670083
Book / Page	467 / 83
Instrument Date	Nov 17, 2020
Instrument	65743
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BEN CV, HENDERSON, TN 38340-1280

Mortgage

Document Number	0000065744
Date	Nov 17, 2020
Instrument	65744

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Jun 21, 2017
Property Address	130 E MAIN ST, HENDERSON, TN 38340-2335
Document Number	0004220505
Book / Page	422 / 505
Instrument Date	Jun 19, 2017
Instrument	56693
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 475, HENDERSON, TN 38340-0475

Mortgage

Document Number	0004220509
Date	Jun 21, 2017
Book Page	422/509
Instrument	56694

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2022

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Municipality	Henderson City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,388.00 (-0.29%)	$68,160 (+21.71%)	$170,400 (+21.71%) Land $24,000 Building $146,400
2023	$1,392.00	$56,000	$140,000 Land $20,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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