128 E Main St, Henderson, TN 38340 Property Records

Chester County property record for 128 E Main St, Henderson, TN 38340

Property Summary

Property Type	Restaurant
Details	2.5 ba · 1,800 sqft · built 1981
Lot Size	0.044 acres (1,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Jan 2012)
Tax Bill	$721 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012046D F 00301`

Property Details

APN / Parcel Number

Primary APN	`012046D F 00301`
Alternative APN	`046D F 00301 00006046D`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,800 sqft Total Area
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Concrete Block
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	1,926 sqft (0.044 acres)
Lot Dimensions	107 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 E MAIN ST
City	HENDERSON
State	TN
Zip	38340-2335
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	B2
Legal Description	DISTRICT: 06, COUNTY AREA: H70
Jurisdiction	CHESTER TN
Township / Civil Division	6
Census Block Group	3
Census Block	3006
Census Tract	970200

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2580 TALLEY STORE RD, HENDERSON, TN 38340-4735
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2012 · Amount on Record
Deed Sale	Jan 30, 2012 · Amount on Record
Prior Sale	Apr 19, 2005 · Amount on Record
Deed Document Number	201242520
Deed Book / Page	357 / 713
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Dec 15, 2020
Property Address	128 E MAIN ST, HENDERSON, TN 38340-2335
Document Number	0004680307
Book / Page	468 / 307
Instrument Date	Dec 14, 2020
Instrument	65957
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2580 TALLEY STORE RD, HENDERSON, TN 38340-4735

Mortgage

Document Number	65958
Date	Dec 15, 2020
Instrument	65958

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 14, 2023

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Municipality	Henderson City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$721.00	$35,400 (-)	$88,500 (-) Land $12,400 Building $76,100
2025	$721.00 (-0.28%)	$35,400 (+21.73%)	$88,500 (+21.73%) Land $12,400 Building $76,100
2023	$723.00	$29,080	$72,700 Land $10,300 Building $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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