122 E Main St, Henderson, TN 38340 Property Records

Chester County property record for 122 E Main St, Henderson, TN 38340 · Last verified July 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 3,132 sqft · built 1900
Lot Size	0.059 acres (2,562 sqft)
Owner	Company Name on File
Last Sale	$225,000 (Jun 2026)
Tax Bill	$585 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012046D F 00500`

Property Details

APN / Parcel Number

Primary APN	`012046D F 00500`
Alternative APN	`046D F 00500 00006046D`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,132 sqft Total Area
1st Floor Area	2,064 sqft
Upper Floors Area	2,064 sqft
Basement Area	2,064 sqft
Finished Basement	2,064 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,562 sqft (0.059 acres)
Lot Dimensions	105 ft deep x 24 ft wide
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 E MAIN ST
City	HENDERSON
State	TN
Zip	38340-2335
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 06, COUNTY AREA: H70
Jurisdiction	CHESTER TN
Township / Civil Division	6
Census Block Group	3
Census Block	3006
Census Tract	970200

Owner

Source: Chester County records · APN 012046D F 00500

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 100, HENDERSON, TN 38340-0100
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Aug 19, 2013 · Amount on Record
Deed Document Number	202682251
Deed Book / Page	550 / 41
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Jun 18, 2026
Property Address	122 E MAIN ST, HENDERSON, TN 38340-2335
Document Number	0000082251
Book / Page	550 / 41
Instrument Date	Jun 18, 2026
Instrument	202682251
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$84,082.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000082251,
Date	Jun 18, 2026
Book Page	550/44
Instrument	202682251

Lender

Name	CENTENNIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Municipality	Henderson City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$585.00 (-0.51%)	$28,760 (+21.66%)	$71,900 (+21.66%) Land $16,300 Building $55,600
2023	$588.00	$23,640	$59,100 Land $13,600 Building $45,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (47023C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470239702003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Aeneas Communications	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.