124 E Main St, Henderson, TN 38340 Property Records

Chester County property record for 124 E Main St, Henderson, TN 38340

Property Summary

Property Type	Office Building
Details	0.5 ba · 3,069 sqft · built 1908
Lot Size	0.056 acres (2,426 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jun 1995)
Tax Bill	$559 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012046D F 00400`

Property Details

APN / Parcel Number

Primary APN	`012046D F 00400`
Alternative APN	`046D F 00400 00006046D`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,069 sqft Total Area
1st Floor Area	1,978 sqft
Upper Floors Area	2,202 sqft
Basement Area	1,978 sqft
Finished Basement	1,978 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1961
Exterior Material	Concrete
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	2,426 sqft (0.056 acres)
Lot Dimensions	106 ft deep x 23 ft wide
Canopy	138 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 E MAIN ST
City	HENDERSON
State	TN
Zip	38340-2335
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	B2
Legal Description	DISTRICT: 06, COUNTY AREA: H70
Jurisdiction	CHESTER TN
Township / Civil Division	6
Census Block Group	3
Census Block	3006
Census Tract	970200

Owner

Source: Chester County records · APN 012046D F 00400

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 293, HENDERSON, TN 38340-0293
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 1995 · Amount on Record
Deed Sale	Jun 30, 1995 · Amount on Record
Deed Book / Page	137 / 304
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	124 E MAIN ST, HENDERSON, TN 38340-2335
Document Number	0004170462
Book / Page	000417 / 000462
Instrument Date	Jan 04, 2017
Transaction Type	Mortgage
Record Updated	Feb 06, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0004170462
Date	Feb 01, 2017
Book Page	000417/000462
Instrument	55623

Lender

Name	NANCY MULLADY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Municipality	Henderson City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$559.00 (-0.53%)	$27,480 (+21.59%)	$68,700 (+21.59%) Land $15,600 Building $53,100
2023	$562.00	$22,600	$56,500 Land $13,000 Building $43,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (47023C), as of May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470239702003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile USA.

Based on FCC filings for 107 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000293, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HENDERSON WATER DEPT serves 8,924 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.