130 Discovery Ln, Fraser, CO 80442 Property Records

Grand County property record for 130 Discovery Ln, Fraser, CO 80442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,788 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$1,420,000 (May 2025)
Tax Bill	$6,796 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R304572`

Property Details

APN / Parcel Number

Primary APN	`R304572`
Alternative APN	`158728420008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,788 sqft
Gross Area	2,488 sqft
1st Floor Area	952 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R304572
Street Address	130 DISCOVERY LN
City	FRASER
State	CO
Zip	80442-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: EAST MOUNTAIN FILING 4 LOT: 8
Legal Range	78W
Legal Township	1N
Legal Section	07
Legal Subdivision	EAST MOUNTAIN FILING 4
Legal Block	20
Legal Lot Number	8
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	2
Census Block	2028
Census Tract	203

Owner

130 Discovery Ln is owned by an individual who bought it in May 2025.

Source: Grand County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2115 VINE AVE, BOULDER, CO 80304-4539
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Special Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Jul 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANKUNITED NA
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 8, 2020	Deed of Trust, Mortgage · SBA Mortgage BANKUNITED NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Oct 26, 2015 · Amount on File
Deed Document Number	20253174
Prior Transfer Date	Jun 14, 2016
Prior Transfer Doc	2016004564
Record Updated	Jun 8, 2026

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	May 1, 2025
Property Address	130 DISCOVERY LN, FRASER, CO 80442-5054
Document Number	2025003174
Instrument Date	Apr 29, 2025
Instrument	2025003174
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 VINE AVE, BOULDER, CO 80304-4539

Mortgage

Document Number	2025003175
Date	May 1, 2025
Instrument	2025003175

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	130 DISCOVERY LN, FRASER, CO 80442-5054
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018005551
Date	Jul 18, 2018
Instrument	2018005551

Lender

Name	BANKUNITED NA
Type	Bank
Address	HIALEAH, FL 33016

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 12, 2028

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	130 DISCOVERY LN, FRASER, CO 80442-5054
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7088 RUSSELL CT, ARVADA, CO 80007-7680

Mortgage

Document Number	2020011954
Date	Dec 8, 2020
Instrument	2020011954

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	130 DISCOVERY LN, FRASER, CO 80442-5054
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7088 RUSSELL CT, ARVADA, CO 80007-7680

Mortgage

Document Number	2020011956
Date	Dec 8, 2020
Instrument	2020011956

Lender

Name	BANKUNITED NA
Type	Bank
Address	HIALEAH, FL 33016

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	91 Months
Due	Jul 12, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 130 Discovery Ln was $6,796.

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Fraser Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,796.00	$80,480 Land $20,380 Building $60,100	$1,287,650 Land $326,000 Building $961,650
2023	$7,989.00 (+20.75%)	$95,700 (+65.34%) Land $19,160 Building $76,540	$1,428,370 (+71.51%) Land $285,990 Building $1,142,380
2022	$6,616.00	$57,880 Land $7,650 Building $50,230	$832,800 Land $110,000 Building $722,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Discovery Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	71 units insured incl. 69 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Discovery Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRASER serves 2,150 people · EPA ID CO0125288
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ElektraFi, T-Mobile.

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