130 Couchtown Rd, Warner, NH 03278 Property Records

Merrimack County and Warner Town property record for 130 Couchtown Rd, Warner, NH 03278

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,929 sqft · built 1970
Lot Size	19 acres (830,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2021)
Tax Bill	$8,005 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WRNR M:11 L:040`

Property Details

APN / Parcel Number

Primary APN	`WRNR M:11 L:040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,929 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	1,120 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	830,689 sqft (19 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	130 COUCHTOWN RD
City	WARNER
State	NH
Zip	03278-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3 - L
Legal Lot Number	40
Jurisdiction	WARNER TOWN NH
Township / Civil Division	WARNER
Census Block Group	1
Census Block	1030
Census Tract	38500

Owner

Source: Merrimack County and Warner Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 COUCHTOWN RD, WARNER, NH 03278-4609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION
Jul 5, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SERVICE CU
Sep 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	202124542
Deed Book / Page	3759 / 2964
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	201900000474
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Recording Date	Sep 29, 2026
Property Address	130 COUCHTOWN RD, WARNER, NH 03278-4609
Document Number	0000016327
Book / Page	3945 / 575
Instrument Date	Sep 21, 2026
Instrument	202616327
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 COUCHTOWN RD, WARNER, NH 03278-4609

Mortgage

Document Number	0000016327,
Date	Sep 29, 2026
Book Page	3945/575
Instrument	202616327

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Property Address	130 COUCHTOWN RD, WARNER, NH 03278-4609
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009095
Date	Jul 5, 2023
Book Page	3830/967
Instrument	202300009095

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARNER TOWN NH
Recording Date	Sep 22, 2021
Property Address	130 COUCHTOWN RD, WARNER, NH 03278-4609
Document Number	202100024542
Book / Page	3759 / 2964
Instrument Date	Sep 21, 2021
Instrument	202100024542
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	438 WILLIAMS ST, MANSFIELD, MA 02048-1784

Mortgage

Document Number	202100024543
Date	Sep 22, 2021
Instrument	202100024543

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Warner Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Warner Town
Unified School District	Kearsarge Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,005.00 (+56.84%)	$462,165 (+147.57%) Land $167,465 Building $294,700
2023			$462,270
2016	$5,104.00	$186,680 Land $65,140 Building $121,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2005–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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