10 Valley Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 10 Valley Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,129 sqft · built 1972
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2004)
Tax Bill	$12,591 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-11001-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`19-11001-0000-00017`
Alternative APN	`191100100017`

Interior

Stories	2 Stories
Building Area	2,129 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	100 ft deep x 102 ft wide

Location & Zoning

Street Address	10 VALLEY RD
City	STANHOPE
State	NJ
Zip	07874-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	INCL BLK 10901 P/O LOT 16
Legal Subdivision	SAGAMORE WOODS SEC 02
Legal Block	11001
Legal Lot Number	17
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2008
Census Tract	374600

Owner

10 Valley Rd is owned and occupied by an individual who bought it in August 2004.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	10 VALLEY RD, STANHOPE, NJ 07874-2843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2004 · Amount on File
Deed Sale	Aug 11, 2004 · Amount on File
Prior Sale	Aug 7, 2001 · Amount on File
Deed Document Number	200434067
Deed Book / Page	2846 / 174
Prior Transfer Date	Aug 2, 2004
Prior Transfer Doc	00290000044
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX NJ
Recording Date	Dec 1, 2025
Property Address	10 VALLEY RD, STANHOPE, NJ 07874-2843
Document Number	0104211826
Book / Page	10421 / 1826
Instrument Date	Nov 23, 2025
Instrument	2025021938
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 LEO AVE, STANHOPE, NJ 07874-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 VALLEY RD, STANHOPE, NJ 07874-2843

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 VALLEY RD, STANHOPE, NJ 07874-2843
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098170550
Date	Jun 17, 2020
Book Page	9817/550
Instrument	20200617010112450

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 10 Valley Rd was $12,591, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,300 (+108.48%) Land $189,000 Building $374,300	$563,300 (+108.48%) Land $189,000 Building $374,300
2025	$12,591.00 (+3.23%)	$270,200 Land $76,700 Building $193,500	$270,200 Land $76,700 Building $193,500
2024	$12,197.00
2023		$270,200 Land $76,700 Building $193,500	$270,200 Land $76,700 Building $193,500
2022	$11,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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