13 Stone St, Saco, ME 04072 Property Records

York County and Saco City property record for 13 Stone St, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,839 sqft · built 1940
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$143,800 (Jun 2015)
Tax Bill$5,696 (2025)
Deeds & MortgagesMar 2022 Refinance
Flood ZoneZone X (minimal risk)
APND3068R

Property Details

APN / Parcel Number

Primary APND3068R
Alternative APNs
  • SACO M:022 L:010 U:000-000
  • M:022 L:010 U:000=000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,839 sqft Living Area
Gross Area3,692 sqft
1st Floor Area1,524 sqft
Basement Area1,524 sqft
Unfinished Basement1,524 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOther
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberD3068R
Street Address13 STONE ST
CitySACO
StateME
Zip04072-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Lot Number10
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2009
Census Tract5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13 STONE ST, SACO, ME 04072-2122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2015 · Amount on File
Deed SaleJun 8, 2015 · Amount on File
Prior SaleJul 17, 2012 · Amount on File
Deed Document Number201520908
Deed Book / Page17031 / 628
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address13 STONE ST, SACO, ME 04072-2122
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0189900067
DateMar 30, 2022
Book Page18990/67
Instrument2022014395
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,696.00 (+2.35%)$401,100 (+1.26%) Land $160,900 Building $240,200
2024$5,565.00 (+4.9%)$396,100 (+36.87%) Land $160,900 Building $235,200$374,395
2022$5,305.00$289,400 Land $122,800 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1978–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone St

Nearby Streets

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