York County and Saco City property record for 5 Stone St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,956 sqft · built 1989 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,800 (Feb 2017) |
| Tax Bill | $5,632 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B5790R |
| Primary APN | B5790R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 4,072 sqft |
| 1st Floor Area | 1,200 sqft |
| Attic | Attic |
| Attic Area | 506 sqft |
| Basement Area | 506 sqft |
| Unfinished Basement | 256 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | B5790R |
|---|---|
| Street Address | 5 STONE ST |
| City | SACO |
| State | ME |
| Zip | 04072-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 6 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5400 |
Source: York County and Saco City assessment roll, APN B5790R, as of May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 STONE ST, SACO, ME 04072-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Feb 28, 2017 | Intrafamily Transfer, Transfer FRANKLIN AMER MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Deed Document Number | 20178095 |
| Deed Book / Page | 17428 / 467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 5 STONE ST, SACO, ME 04072-2122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0189510680 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 18951/680 |
| Instrument | 2022006985 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Feb 28, 2017 |
| Property Address | 5 STONE ST, SACO, ME 04072-2122 |
| Document Number | 0174280467 |
| Book / Page | 17428 / 0467 |
| Instrument | 2017008095 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017008096 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 2017008096 |
| Name | FRANKLIN AMER MTG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 28, 2032 |
Source: York County and Saco City assessment roll as of May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,632.00 (+0.2%) | $396,600 (-0.87%) Land $120,000 Building $276,600 | |
| 2024 | $5,621.00 (+12.04%) | $400,100 (+46.18%) Land $120,000 Building $280,100 | $678,110 |
| 2022 | $5,017.00 | $273,700 Land $91,500 Building $182,200 |
Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310054002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 169 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system ME0090170, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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