11 Stone St, Saco, ME 04072 Property Records

York County and Saco City property record for 11 Stone St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1948
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Oct 2025)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`J0731R`

Property Details

APN / Parcel Number

Primary APN	`J0731R`
Alternative APNs	`SACO M:022 L:009 U:000-000` `M:022 L:009 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	892 sqft Living Area
Gross Area	972 sqft
1st Floor Area	780 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	J0731R
Street Address	11 STONE ST
City	SACO
State	ME
Zip	04072-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	9
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2009
Census Tract	5400

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 SHEPLEY ST, 11, PORTLAND, ME 04101-2945
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Subdivision Related Transfer GUILD MORTGAGE CO
Jun 5, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Jun 5, 2025 · Amount on Record
Deed Document Number	202538693
Deed Book / Page	19770 / 611
Transfer Doc	0000073055
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 27, 2025
Property Address	11 STONE ST, SACO, ME 04072-2122
Document Number	0197700611
Book / Page	19770 / 611
Instrument Date	Oct 22, 2025
Instrument	2025038693
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SHEPLEY ST APT 11, 11, PORTLAND, ME 04101-2945

Mortgage

Document Number	2025038694
Date	Oct 27, 2025
Instrument	2025038694

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 5, 2025
Property Address	11 STONE ST, SACO, ME 04072-2122
Document Number	0196720564
Book / Page	19672 / 564
Instrument Date	Jun 5, 2025
Instrument	2025017638
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 STONE PONY CIR, SACO, ME 04072-2168

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,026.00 (+36.01%)	$283,500 (+34.55%) Land $135,000 Building $148,500
2024	$2,960.00 (+3.17%)	$210,700 (+34.63%) Land $135,000 Building $75,700	$483,930
2022	$2,869.00	$156,500 Land $102,900 Building $53,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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