York County and Saco City property record for 4 Stone St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1930 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,600 (May 2018) |
| Tax Bill | $5,105 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Z2202R |
| Primary APN | Z2202R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 2,734 sqft |
| 1st Floor Area | 1,110 sqft |
| Basement Area | 702 sqft |
| Unfinished Basement | 702 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | Z2202R |
|---|---|
| Street Address | 4 STONE ST |
| City | SACO |
| State | ME |
| Zip | 04072-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Subdivision | ELMWOOD GDNS |
| Legal Lot Number | 16 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5400 |
Source: York County and Saco City records · APN Z2202R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 STONE ST, SACO, ME 04072-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2018 | Warranty Deed, Transfer · FHA Mortgage MEGASTAR FNCL CORP |
| Oct 23, 2017 | Quit Claim Deed, Transfer UNIVERSITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Oct 23, 2017 · Amount on Record |
| Deed Document Number | 201819583 |
| Deed Book / Page | 17722 / 808 |
| Transfer Doc | 0175870125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | May 31, 2018 |
| Property Address | 4 STONE ST, SACO, ME 04072-2121 |
| Document Number | 0177220808 |
| Book / Page | 17722 / 0808 |
| Instrument | 2018019583 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018019584 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 2018019584 |
| Name | MEGASTAR FNCL CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Oct 23, 2017 |
| Property Address | 4 STONE ST, SACO, ME 04072-2121 |
| Document Number | 0175870125 |
| Book / Page | 017587 / 000125 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 45031 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 STONE ST SACO ME 040722121, SACO, ME 04072-2121 |
| Document Number | 175870127 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 017587/000127 |
| Instrument | 45032 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | ORONO, ME 04473 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 22, 2032 |
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,105.00 (+1.07%) | $359,500 (-) Land $155,600 Building $203,900 | |
| 2024 | $5,051.00 (+3.82%) | $359,500 (+35.46%) Land $155,600 Building $203,900 | $503,595 |
| 2022 | $4,865.00 | $265,400 Land $118,600 Building $146,800 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 169 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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