13 Michelle Dr, Union, MO 63084 Property Records

Franklin County property record for 13 Michelle Dr, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,264 sqft · built 2006
OwnerIndividual Name on Record
Tax Bill$1,922 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-8-33.0-0-019-101.000

Property Details

APN / Parcel Number

Primary APN17-8-33.0-0-019-101.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,264 sqft Living Area

Exterior

Year BuiltBuilt 2006
Architectural StyleA-Frame
Construction TypeFrame

Location & Zoning

Street Address13 MICHELLE DR
CityUNION
StateMO
Zip63084-2097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:48 ROSE ARBOR ESTATES P3
Legal Range01W
Legal Township43
Legal Section33
Legal SubdivisionROSE ARBOR ESTATES
Legal Block19
Legal Lot Number48
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1019
Census Tract800605

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13 MICHELLE DR, UNION, MO 63084-2097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2021
Deed SaleNov 15, 2021
Prior SaleMar 26, 2007
Deed Document Number2121451
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateNov 15, 2021
Property Address13 MICHELLE DR, UNION, MO 63084-2097
Document Number0002121451
Map ReferenceDOC 2005-00593
Instrument DateNov 9, 2021
Instrument2121451
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 MICHELLE DR, UNION, MO 63084-2097

Mortgage

Document Number0002121452
DateNov 15, 2021
Instrument2121452
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,922.00$34,857 (+9.01%)$183,460 (+9.01%) Land $30,000 Building $153,460
2023$1,922.00 (-7.46%)$31,977$168,300 Land $30,000 Building $138,300
2022$2,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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