Franklin County property record for 8 Michelle Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,378 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,135 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-33.0-0-015-076.000 |
| Primary APN | 17-8-33.0-0-015-076.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 8 MICHELLE DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:32 ROSE ARBOR ESTATES 2 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 33 |
| Legal Subdivision | ROSE ARBOR ESTATES |
| Legal Block | 15 |
| Legal Lot Number | 32 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 800605 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8 MICHELLE DR, UNION, MO 63084-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF WASHINGTON |
| Jul 13, 2020 | Warranty Deed, Transfer BANK OF WA |
| Aug 9, 2018 | Deed of Trust, Mortgage BANK OF SULLIVAN |
| Nov 20, 2017 | Warranty Deed, Transfer · Line of Credit BANK OF SULLIVAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2024 |
| Deed Sale | Jun 7, 2024 |
| Prior Sale | Jul 13, 2020 |
| Deed Document Number | 2406540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 8 MICHELLE DR, UNION, MO 63084-2005 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002404130 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 2404130 |
| Name | BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 13, 2020 |
| Property Address | 8 MICHELLE DR, UNION, MO 63084-2005 |
| Document Number | 0000011009 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 11009 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 MICHELLE DR UNION MO 630842005, UNION, MO 63084-2005 |
| Document Number | 11010 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 11010 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 8 MICHELLE DR, UNION, MO 63084-2005 |
| Document Number | 0000011355 |
| Instrument Date | Aug 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 8 MICHELLE DR UNION MO 630842005, UNION, MO 63084-2005 |
| Document Number | 0000011355 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 11355 |
| Name | BANK OF SULLIVAN |
|---|---|
| Type | Bank |
| Address | SULLIVAN, MO 63080 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 20, 2017 |
| Property Address | 8 MICHELLE DR, UNION, MO 63084-2005 |
| Document Number | 0000017664 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 17664 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 MICHELLE DR UNION MO 630842005, UNION, MO 63084-2005 |
| Document Number | 17665 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 17665 |
| Name | BANK OF SULLIVAN |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,135.00 (+15.91%) | $35,809 (+16.87%) | $188,470 (+16.87%) Land $30,000 Building $158,470 |
| 2023 | $1,842.00 (-14.13%) | $30,641 | $161,270 Land $30,000 Building $131,270 |
| 2022 | $2,145.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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