Franklin County property record for 19 Michelle Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,206 sqft · built 2007 |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-33.0-0-019-098.000 |
| Primary APN | 17-8-33.0-0-019-098.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Street Address | 19 MICHELLE DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:60 ROSE ARBOR ESTATES P3 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 33 |
| Legal Subdivision | ROSE ARBOR ESTATES |
| Legal Block | 19 |
| Legal Lot Number | 60 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800605 |
19 Michelle Dr is owned and occupied by two individuals who acquired it in September 2018.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 MICHELLE DR, UNION, MO 63084-2097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Sep 14, 2018 | Warranty Deed, Transfer UNITED BK/UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 |
| Deed Sale | Sep 14, 2018 |
| Prior Sale | May 2, 2014 |
| Deed Document Number | 1812887 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 19 MICHELLE DR, UNION, MO 63084-2097 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002204310 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2204310 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 14, 2018 |
| Property Address | 19 MICHELLE DR, UNION, MO 63084-2097 |
| Document Number | 0000012887 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 12887 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 MICHELLE DR UNION MO 630842097, UNION, MO 63084-2097 |
| Document Number | 12888 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 12888 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 13, 2048 |
The 2025 property tax bill for 19 Michelle Dr was $2,008.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,008.00 | $33,685 | $177,290 Land $30,000 Building $147,290 |
| 2023 | $1,888.00 (-7.36%) | $31,403 | $165,280 Land $30,000 Building $135,280 |
| 2022 | $2,038.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Michelle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Michelle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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