Franklin County property record for 11 Michelle Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,238 sqft · built 2005 |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-33.0-0-019-062.000 |
| Primary APN | 17-8-33.0-0-019-062.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Patio Area | 80 sqft |
| Old Parcel Number | 1783300015062000 |
|---|---|
| Street Address | 11 MICHELLE DR |
| City | UNION |
| State | MO |
| Zip | 63084-2097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:PT19 ROSE ARBOR ESTATES P3 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 33 |
| Legal Subdivision | ROSE ARBOR ESTATES |
| Legal Block | 19 |
| Legal Lot Number | 19 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800605 |
11 Michelle Dr is owned and occupied by two individuals who acquired it in October 2006.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 MICHELLE DR, UNION, MO 63084-2097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Jan 17, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2006 |
| Deed Sale | Oct 3, 2006 |
| Prior Sale | Sep 1, 2006 |
| Deed Document Number | 0622265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 11 MICHELLE DR, UNION, MO 63084-2097 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002201699 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2201699 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 11 MICHELLE DR, UNION, MO 63084-2097 |
| Document Number | 0000000935 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 11 MICHELLE DR UNION MO 630842097, UNION, MO 63084-2097 |
| Document Number | 0000000935 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 935 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 22, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11 Michelle Dr was $1,689.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,689.00 | $33,016 | $173,770 Land $30,000 Building $143,770 |
| 2023 | $1,688.00 (-14.66%) | $28,076 | $147,770 Land $30,000 Building $117,770 |
| 2022 | $1,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Michelle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Michelle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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