13 Cottage Ct, Warsaw, NY 14569 Property Records

Wyoming County and Warsaw Town property record for 13 Cottage Ct, Warsaw, NY 14569

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,454 sqft · built 1924
Lot Size0.071 acres (3,100 sqft)
Owner2 Individual Names on File
Last Sale$74,500 (Jan 2008)
Tax Bill$4,472 (2026)
Deeds & MortgagesJun 2023 Line of Credit
APN564801 85.11-3-84

Property Details

APN / Parcel Number

Primary APN564801 85.11-3-84
Alternative APN
  • 480108501100030840000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,454 sqft Living Area
1st Floor Area1,057 sqft
Upper Floors Area397 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,100 sqft (0.071 acres)
Lot Dimensions62 ft deep x 50 ft wide
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address13 COTTAGE CT
CityWARSAW
StateNY
Zip14569-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionLOT 36 TOWN 9 RANGE 1 BREWERS LOT 13
Legal Block3
Legal Lot Number84.000
JurisdictionWYOMING NY
Township / Civil DivisionWARSAW
Census Block Group4
Census Block4010
Census Tract970500

Owner

13 Cottage Ct is owned and occupied by two individuals who bought it in January 2008.

Source: Wyoming County and Warsaw Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address13 COTTAGE CT, WARSAW, NY 14569-1419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2008 · Amount on File
Deed SaleJan 25, 2008 · Amount on File
Prior SaleJul 5, 2000 · Amount on File
Deed Book / Page722 / 98
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWYOMING NY
Property Address13 COTTAGE CT, WARSAW, NY 14569-1419
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010210963
DateJun 20, 2023
Book Page1021/963
Instrument1734
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13 Cottage Ct was $4,472, up 0.9% from the year before.

Source: Wyoming County and Warsaw Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWyoming County
County SubdivisionWarsaw Town
MunicipalityWarsaw Village
Unified School DistrictWarsaw Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,472.00 (+0.88%)
2025$4,433.00$118,800 Land $3,200 Building $115,600$118,800 Land $3,200 Building $115,600
2023$98,200 (-) Land $3,200 Building $95,000$101,200 (+3.05%) Land $3,298 Building $97,902
2022$2,262.00 Homeowner's exemption$98,200 Land $3,200 Building $95,000$98,200 Land $3,200 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13 Cottage Ct; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Cottage Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARSAW VILLAGE
serves 3,850 people · EPA ID NY6000618
Water SourceSurface water
Last State InspectionFeb 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100

May also be available: Verizon.

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