Effingham County property record for 12987 E 1975th Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2,473 sqft · built 2011 |
| Lot Size | 3.6 acres (156,816 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,500 (Mar 2011) |
| Tax Bill | $6,328 (2024) |
| Deeds & Mortgages | May 2017 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-030-047 |
| Primary APN | 03-27-030-047 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 2,473 sqft Base Area |
| 1st Floor Area | 2,473 sqft |
| Basement Area | 2,473 sqft |
| Unfinished Basement | 2,473 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Frame |
| Lot Area | 156,816 sqft (3.6 acres) |
| Garage Area | 783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | 1,200 sqft |
| Street Address | 12987 E 1975TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 275FT OF W 1020FT OF N 570FT SE NE 2718/157 2007/211 1097/29 831/19 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 950200 |
Source: Effingham County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12987 E 1975TH AVE, EFFINGHAM, IL 62401-6822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| May 28, 2019 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2011 · Amount on Record |
| Deed Sale | Mar 19, 2011 · Amount on Record |
| Deed Document Number | 20111101554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 12987 E 1975TH AVE, EFFINGHAM, IL 62401-6822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3303/095 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 3303/095 |
| Instrument | 201701702328 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 162 Months |
| Due | Nov 22, 2030 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 12987 E 1975TH AVE, EFFINGHAM, IL 62401-6822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3468/126 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 3468/126 |
| Instrument | 201901901901 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Monthly |
Source: Effingham County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,328.00 (+68.84%) | $131,420 (+19.9%) Land $5,900 Building $125,520 | $394,260 (+19.9%) Land $17,700 Building $376,560 |
| 2022 | $3,748.00 Homeowner's exemption | $109,610 Land $4,920 Building $104,690 | $328,830 Land $14,760 Building $314,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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