12564 E 1975th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 12564 E 1975th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	2,792 sqft · built 1991
Lot Size	5.09 acres (222,156 sqft)
Owner	Individual Name on File
Tax Bill	$4,654 (2022)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-27-030-024`

Property Details

APN / Parcel Number

Primary APN	`03-27-030-024`

Interior

Stories	1 Story
Building Area	2,792 sqft Base Area
Basement Area	2,792 sqft

Exterior

Year Built	Built 1991
Construction Type	Frame
Roof Material	Asphalt
Lot Area	222,156 sqft (5.09 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	1,488 sqft

Location & Zoning

Street Address	12564 E 1975TH AVE
City	EFFINGHAM
State	IL
Zip	62401-6876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & PT LOT 3 DOEDTMAN'S SUB 970/66 950/94 794/85
Legal Subdivision	DOEDTMAN'S SUBDIVISION
Legal Lot Number	4-3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1000
Census Tract	950200

Owner

Source: Effingham County records · APN 03-27-030-024

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12564 E 1975TH AVE, EFFINGHAM, IL 62401-6876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000097066
Record Updated	Jun 07, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	12564 E 1975TH AVE, EFFINGHAM, IL 62401-6876
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003814/23
Date	Sep 28, 2022
Book Page	3814/23
Instrument	202222003956

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 27, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$4,654.00 Homeowner's exemption	$100,200 Land $6,360 Building $93,840	$300,600 Land $19,080 Building $281,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.