Effingham County property record for 12758 E 1975th Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 2017 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,863 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Sep 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-030-055 |
| Primary APN | 03-27-030-055 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,040 sqft Base Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 74,923 sqft (1.72 acres) |
| Street Address | 12758 E 1975TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 1ST ADDN DOEDTMAN'S SUBD 3269/148 903/214 |
| Legal Subdivision | DOEDTMAN'S SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950200 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12764 E 1975TH AVE, EFFINGHAM, IL 62401-6874 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Sep 28, 2017 | Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA |
| Jan 4, 2017 | Warranty Deed, Transfer · Commercial Mortgage DIETERICH BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 3, 2017 |
| Transfer Doc | 3269/148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 12758 E 1975TH AVE, EFFINGHAM, IL 62401-6874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3432/238 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 3432/238 |
| Instrument | 201801805004 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 13, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 12758 E 1975TH AVE, EFFINGHAM, IL 62401-6874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3336/305 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 3336/305 |
| Instrument | 201701704596 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 21, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 4, 2017 |
| Property Address | 12758 E 1975TH AVE, EFFINGHAM, IL 62401-6874 |
| Document Number | 3269/148 |
| Book / Page | 3269 / 148 |
| Map Reference | MB 803 PG 66 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 201701700049 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12764 E 1975TH AVE, EFFINGHAM, IL 62401-6874 |
| Document Number | 201701700050 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 201701700050 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 4, 2020 |
| Rate | 4.28% |
|---|
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,863.00 (+6.87%) | $58,410 (+1%) Land $4,100 Building $54,310 | $175,230 (+1%) Land $12,300 Building $162,930 |
| 2024 | $2,679.00 (+232.8%) | $53,100 (+19.92%) Land $3,730 Building $49,370 | $159,300 (+19.92%) Land $11,190 Building $148,110 |
| 2022 | $805.00 | $44,280 Land $3,110 Building $41,170 | $132,840 Land $9,330 Building $123,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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