12764 E 1975th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 12764 E 1975th Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1,896 sqft · built 1996
Lot Size8.39 acres (365,904 sqft)
OwnerIndividual Name on Record
Tax Bill$2,246 (2022)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-27-030-054

Property Details

APN / Parcel Number

Primary APN03-27-030-054

Interior

Stories1 Story
Building Area1,896 sqft Base Area

Exterior

Year BuiltBuilt 1996
Construction TypeFrame
Lot Area365,904 sqft (8.39 acres)
Garage Area896 sqft
Parking Spaces4 Parking Spaces
Pole Barn1,632 sqft

Location & Zoning

Street Address12764 E 1975TH AVE
CityEFFINGHAM
StateIL
Zip62401-6874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 1ST ADDN DOEDTMAN'S SUBD 903/214
Legal SubdivisionDOEDTMAN'S SUBDIVISION
Legal Lot Number7
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1000
Census Tract950200

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12764 E 1975TH AVE, EFFINGHAM, IL 62401-6874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000903214
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address12764 E 1975TH AVE, EFFINGHAM, IL 62401-6874
Transaction TypeMortgage
Record UpdatedJul 22, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3571/217
DateJun 5, 2020
Book Page3571/217
Instrument202020002800
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueMay 26, 2030
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateMay 26, 2027
Min Rate At Change3.75%
Max Rate At Change4.5%
Index1-Year CMT
Max Rate7.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
Unified School DistrictTeutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$2,246.00 Homeowner's exemption$59,630 Land $9,530 Building $50,100$178,890 Land $28,590 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E 1975th Ave

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