1298 N Montecito Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 1298 N Montecito Dr, Concord, CA 94521 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,961 sqft · built 2003
Lot Size0.141 acres (6,157 sqft)
Owner2 Individual Names on File
Last Sale$662,000 (Jun 2004)
Tax Bill$11,391 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN135-390-008-5

Property Details

APN / Parcel Number

Primary APN135-390-008-5
Alternative APN
  • 135-390-008

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,961 sqft Living Area
1st Floor Area1,477 sqft
2nd Floor Area1,484 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleCluster
Lot Area6,157 sqft (0.141 acres)
Garage TypeAttached
Garage Area579 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1298 N MONTECITO DR
CityCONCORD
StateCA
Zip94521-5510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8437 L8
Legal SubdivisionSUBDIVISION 8437
Legal Tract8437
Legal Lot Number8
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract355309

Owner

Source: Contra Costa County records · APN 135-390-008-5

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1298 N MONTECITO DR, CONCORD, CA 94521-5510
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Aug 25, 2017Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CTRL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2004 · Amount on Record
Deed SaleJun 30, 2004 · Amount on Record
Deed Document Number2004251419
Last Transfer DateNov 24, 2014
Transfer Doc0000215161
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1298 N MONTECITO DR, CONCORD, CA 94521-5510
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015568
DateFeb 05, 2019
Instrument2019-015568
Lender
NameTHIRD FSLA OF CLEVELAND
TypeLending Institution
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1298 N MONTECITO DR, CONCORD, CA 94521-5510
Document Number0000159876
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedSep 05, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1298 N MONTECITO DR CONCORD CA 945215510, CONCORD, CA 94521-5510

Mortgage

Document Number0000159876
DateAug 31, 2017
Instrument159876
Lender
NameCOMMONWEALTH CTRL CU
TypeCredit Union
AddressSAN JOSE, CA 95164-1690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$959,600 (+2%) Land $478,566 Building $481,034
2025$11,391.00 (+4.34%)$940,785 (+4.04%) Land $469,183 Building $471,602
2023$10,917.00 (+1.22%)$904,255 Land $450,965 Building $453,290
2022$10,785.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 28% of California
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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