1274 N Montecito Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 1274 N Montecito Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,020 sqft · built 2001
Lot Size	0.12 acres (5,225 sqft)
Owner	2 Trust Names on File
Last Sale	$1,235,000 (Sep 2021)
Tax Bill	$15,472 (2025)
Deeds & Mortgages	Sep 2021 Sale May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135-390-002-8`

Property Details

APN / Parcel Number

Primary APN	`135-390-002-8`
Alternative APN	`135-390-002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	1,597 sqft
2nd Floor Area	1,423 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Cluster
Lot Area	5,225 sqft (0.12 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1274 N MONTECITO DR
City	CONCORD
State	CA
Zip	94521-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8437 L2
Legal Subdivision	SUBDIVISION 8437
Legal Tract	8437
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	355309

Owner

1274 N Montecito Dr is held in a trust since September 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6304 YOUNG BUCK CIR, COLUMBIA, MD 21045-5602
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
May 1, 2019	Grant Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	2021263004
Prior Transfer Date	Apr 13, 2011
Prior Transfer Doc	0000081668
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2021
Property Address	1274 N MONTECITO DR, CONCORD, CA 94521-5510
Document Number	0000263004
Map Reference	MB 438 PG 15
Instrument Date	Sep 15, 2021
Instrument	2021-263004
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6304 YOUNG BUCK CIR, COLUMBIA, MD 21045-5602

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 1, 2019
Property Address	1274 N MONTECITO DR, CONCORD, CA 94521-5510
Document Number	0000061920
Map Reference	MB 438 PG 15
Instrument Date	Apr 29, 2019
Instrument	2019-061920
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1274 N MONTECITO DR, CONCORD, CA 94521-5510

Mortgage

Document Number	0000061921
Date	May 1, 2019
Instrument	2019-061921

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1274 N Montecito Dr was $15,472.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,336,802 (+2%) Land $741,465 Building $595,337
2025	$15,472.00	$1,310,591 Land $726,927 Building $583,664
2023	$14,848.00 (+1.12%)	$1,259,700 Land $698,700 Building $561,000
2022	$14,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1274 N Montecito Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1274 N Montecito Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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