1270 N Montecito Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 1270 N Montecito Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,768 sqft · built 2001
Lot Size	0.123 acres (5,360 sqft)
Owner	2 Company Names on Record
Last Sale	$687,000 (Jun 2004)
Tax Bill	$10,973 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135-390-001`

Property Details

APN / Parcel Number

Primary APN	`135-390-001`
Alternative APN	`135-390-001-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
1st Floor Area	1,587 sqft
2nd Floor Area	1,181 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Cluster
Lot Area	5,360 sqft (0.123 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1270 N MONTECITO DR
City	CONCORD
State	CA
Zip	94521-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8437 L1
Legal Subdivision	SUBDIVISION 8437
Legal Tract	8437
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	355309

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1270 N MONTECITO DR, CONCORD, CA 94521-5510
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2004 · Amount on Record
Deed Sale	Jun 15, 2004 · Amount on Record
Deed Document Number	2004227341
Last Transfer Date	Mar 16, 2005
Transfer Doc	0000102171
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1270 N MONTECITO DR, CONCORD, CA 94521-5510
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 N MONTECITO DR, CONCORD, CA 94521-5510

Mortgage

Document Number	0000171278
Date	Nov 8, 2022
Instrument	2022-171278

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1270 N MONTECITO DR, CONCORD, CA 94521-5510
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008720
Date	Jan 22, 2019
Instrument	2019-008720

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1270 N MONTECITO DR, CONCORD, CA 94521-5510
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 N MONTECITO DR, CONCORD, CA 94521-5510

Mortgage

Document Number	0000220417
Date	Sep 29, 2020
Instrument	2020-220417

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1270 N MONTECITO DR, CONCORD, CA 94521-5510
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 N MONTECITO DR, CONCORD, CA 94521-5510

Mortgage

Document Number	0000070082
Date	Mar 8, 2021
Instrument	2021-070082

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,129 (+2%) Land $435,061 Building $493,068
2025	$10,973.00 (+4.4%) Homeowner's exemption	$909,931 (+4.04%) Land $426,531 Building $483,400
2023	$10,511.00 (+1.25%) Homeowner's exemption	$874,599 Land $409,969 Building $464,630
2022	$10,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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