1294 N Montecito Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 1294 N Montecito Dr, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,020 sqft · built 2003
Lot Size0.12 acres (5,225 sqft)
OwnerCompany Name on Record
Last Sale$530,000 (May 2012)
Tax Bill$8,356 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN135-390-007-7

Property Details

APN / Parcel Number

Primary APN135-390-007-7
Alternative APN
  • 135-390-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,020 sqft Living Area
1st Floor Area1,597 sqft
2nd Floor Area1,423 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleCluster
Lot Area5,225 sqft (0.12 acres)
Garage TypeAttached
Garage Area417 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1294 N MONTECITO DR
CityCONCORD
StateCA
Zip94521-5510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8437 L7
Legal SubdivisionSUBDIVISION 8437
Legal Tract8437
Legal Lot Number7
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract355309

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1294 N MONTECITO DR, CONCORD, CA 94521-5510
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2012 · Amount on Record
Deed SaleMay 11, 2012 · Amount on Record
Prior SaleJun 25, 2004 · Amount on Record
Deed Document Number2012109625
Last Transfer DateNov 13, 2014
Transfer Doc0000209944
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1294 N MONTECITO DR, CONCORD, CA 94521-5510
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE SF

Transferred To (Grantee/Buyer)

NameVerified Name
Address1294 N MONTECITO DR, CONCORD, CA 94521-5510

Mortgage

Document Number0000275966
DateNov 17, 2020
Instrument2020-275966
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$679,007 (+2%) Land $307,474 Building $371,533
2025$8,356.00 (+4.54%)$665,695 (+4.04%) Land $301,446 Building $364,249
2023$7,993.00 (+1.36%)$639,847 Land $289,742 Building $350,105
2022$7,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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