Neshoba County property record for 12970 Rd 450, Union, MS 39365
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,222 sqft · built 1960 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $692 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08000-33-014.000 |
| Primary APN | 08000-33-014.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,222 sqft Living Area |
| 1st Floor Area | 1,798 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 96 sqft |
| Heating System | HVAC |
|---|
| Account Number | 10063 |
|---|---|
| Street Address | 12970 ROAD 450 |
| City | UNION |
| State | MS |
| Zip | 39365-7940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A LOT IN NE 1/4 OF NE 1/4 SW OF RD & A LOT IN NW 1/4 OF NW 1/4 S.34 T.10 R.13 |
| Legal Range | 13E |
| Legal Township | 10N |
| Legal Section | 33 |
| Jurisdiction | NESHOBA MS |
| Township / Civil Division | 3 |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 10600 |
Source: Neshoba County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12970 ROAD 450, UNION, MS 39365-7940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2016 |
| Transfer Doc | 2016/5736 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NESHOBA MS |
| Property Address | 12970 ROAD 450, UNION, MS 39365-7940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/10447 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 2017/10447 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2032 |
Source: Neshoba County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Neshoba County |
| Unified School District | Neshoba County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $692.00 (-3.89%) Homeowner's exemption | $9,434 (+5.42%) | $89,640 (+6.27%) Land $7,370 Building $82,270 |
| 2024 | $720.00 (+4.35%) | ||
| 2023 | $690.00 (+20.42%) Homeowner's exemption | $8,949 | $84,350 Land $7,380 Building $76,970 |
| 2021 | $573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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