1296 Clearlake Cir, Ballwin, MO 63011 Property Records

St. Louis County property record for 1296 Clearlake Cir, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 1973
Lot Size	0.28 acres (12,204 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2003)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21Q-22-0229`

Property Details

APN / Parcel Number

Primary APN	`21Q-22-0229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,819 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,204 sqft (0.28 acres)
Lot Dimensions	118 ft deep x 110 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	442 sqft
Patio Area	801 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1296 CLEARLAKE CIR
City	BALLWIN
State	MO
Zip	63011-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOX CREEK ESTATES PLAT 8 LOT 823
Legal Subdivision	FOX CREEK ESTATES PLAT 8
Legal Lot Number	823
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	4
Census Block	4002
Census Tract	217702

Owner

1296 Clearlake Cir is owned and occupied by an individual who acquired it in May 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1296 CLEARLAKE CIR, BALLWIN, MO 63011-4218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2003 · Amount on File
Deed Sale	Aug 7, 2003 · Amount on File
Deed Document Number	20031498
Deed Book / Page	15162 / 2938
Last Transfer Date	May 16, 2017
Transfer Doc	02252900533
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1296 CLEARLAKE CIR, BALLWIN, MO 63011-4218
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 CLEARLAKE CIR, BALLWIN, MO 63011-4218

Mortgage

Document Number	0251583228
Date	Oct 11, 2021
Book Page	25158/3228
Instrument	2021101100571

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1296 Clearlake Cir was $4,411, up 6.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,880 (-) Land $42,850 Building $29,030	$378,300 (-) Land $225,500 Building $152,800
2025	$4,411.00 (+6.14%)	$71,880 Land $42,850 Building $29,030	$378,300 Land $225,500 Building $152,800
2024	$4,156.00 (-0.91%)
2023	$4,194.00 (+13.11%)	$63,960 (+22.58%) Land $22,860 Building $41,100	$336,600 Land $120,300 Building $216,300
2022	$3,708.00	$52,180 Land $22,860 Building $29,320
2021			$274,600 Land $120,300 Building $154,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1296 Clearlake Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1983–2020)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1296 Clearlake Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000