St. Louis County property record for 1288 Clearlake Cir, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,550 sqft · built 1975 |
| Lot Size | 0.221 acres (9,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Apr 2016) |
| Tax Bill | $5,601 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21Q-22-1017 |
| Primary APN | 21Q-22-1017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 168 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,640 sqft (0.221 acres) |
| Lot Dimensions | 79 ft deep x 79 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 32 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1288 CLEARLAKE CIR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | FOX CREEK ESTATES PLAT 10 10 16 74 LOT 1002 |
| Legal Subdivision | FOX CREEK ESTATES PLAT 10 |
| Legal Lot Number | 1002 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 217702 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 30, 2024 | Beneficiary Deed, Transfer |
| Oct 30, 2024 | Intrafamily Transfer, Transfer |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2016 · Amount on Record |
| Deed Sale | Apr 19, 2016 · Amount on Record |
| Prior Sale | Jan 23, 2008 · Amount on Record |
| Deed Document Number | 2016203 |
| Deed Book / Page | 21978 / 860 |
| Last Transfer Date | Oct 29, 2024 |
| Transfer Doc | 0000000361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 20, 2026 |
| Property Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 0000000420 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 0000000420, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026420 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 30, 2024 |
| Property Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 2024103000361 |
| Map Reference | MB 157 PG 54 |
| Instrument Date | Oct 29, 2024 |
| Instrument | 2024103000361 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 30, 2024 |
| Property Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 2024103000360 |
| Map Reference | MB 157 PG 54 |
| Instrument Date | Oct 2, 2024 |
| Instrument | 2024103000360 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 1288 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 0244301533 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 24430/1533 |
| Instrument | 2020111001053 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2045 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,390 (-) Land $38,530 Building $52,860 | $481,000 (-) Land $202,800 Building $278,200 | |
| 2025 | $5,601.00 (+5.08%) | $91,390 (+11.23%) Land $38,530 Building $52,860 | $481,000 (+11.24%) Land $202,800 Building $278,200 |
| 2024 | $5,330.00 (-0.91%) | ||
| 2023 | $5,379.00 (+9.31%) | $82,160 (+18.66%) Land $20,560 Building $61,600 | $432,400 (+18.66%) Land $108,200 Building $324,200 |
| 2022 | $4,921.00 | $69,240 Land $20,560 Building $48,680 | |
| 2021 | $364,400 Land $108,200 Building $256,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1983–2020) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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