St. Louis County property record for 1292 Clearlake Cir, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,642 sqft · built 1976 |
| Lot Size | 0.219 acres (9,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Mar 2022) |
| Tax Bill | $5,940 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jul 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21Q-22-1026 |
| Primary APN | 21Q-22-1026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 1,642 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,518 sqft (0.219 acres) |
| Lot Dimensions | 118 ft deep x 77 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 554 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 154 sqft |
| Canopy | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1292 CLEARLAKE CIR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | FOX CREEK ESTATES PLAT 10 10 16 74 LOT 1001 |
| Legal Subdivision | FOX CREEK ESTATES PLAT 10 |
| Legal Lot Number | 1001 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 217702 |
1292 Clearlake Cir is owned and occupied by two individuals who bought it in March 2022.
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1292 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jul 29, 2021 | Warranty Deed, Transfer · Line of Credit PARAMOUNT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Prior Sale | Jul 29, 2021 · Amount on File |
| Deed Document Number | 202232292 |
| Deed Book / Page | 25412 / 641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 22, 2022 |
| Property Address | 1292 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 0254120641 |
| Book / Page | 25412 / 641 |
| Map Reference | MB 157 PG 54 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022032200092 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1292 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Name | Verified Name |
|---|---|
| Address | 1292 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 2022032200093 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022032200093 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 29, 2021 |
| Property Address | 1292 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 0250182004 |
| Book / Page | 25018 / 2004 |
| Map Reference | MB 157 PG 54 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021072900818 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1292 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Name | Verified Name |
|---|---|
| Address | 1292 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Investor | Possibly a Property Investor |
| Document Number | 2021072900819 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021072900819 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1292 Clearlake Cir was $5,940, up 10.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,950 (-) Land $38,320 Building $58,630 | $510,300 (-) Land $201,700 Building $308,600 | |
| 2025 | $5,940.00 (+10.9%) | $96,950 Land $38,320 Building $58,630 | $510,300 Land $201,700 Building $308,600 |
| 2024 | $5,356.00 (-0.89%) | ||
| 2023 | $5,404.00 (+49.57%) | $82,550 (+62.37%) Land $20,440 Building $62,110 | $434,500 Land $107,600 Building $326,900 |
| 2022 | $3,613.00 | $50,840 Land $20,440 Building $30,400 | |
| 2021 | $267,600 Land $107,600 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1292 Clearlake Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1983–2020) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1292 Clearlake Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures