St. Louis County property record for 1287 Clearlake Cir, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,642 sqft · built 1976 |
| Lot Size | 0.26 acres (11,304 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,000 (Sep 2020) |
| Tax Bill | $5,232 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21Q-22-0971 |
| Primary APN | 21Q-22-0971 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 1,642 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 11,304 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 554 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 104 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1287 CLEARLAKE CIR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | FOX CREEK ESTATES PLAT 10 10 16 74 LOT 1006 |
| Legal Subdivision | FOX CREEK ESTATES PLAT 10 |
| Legal Lot Number | 1006 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 217702 |
1287 Clearlake Cir is owned and occupied by an individual who bought it in September 2020.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1287 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 22, 2017 | Warranty Deed, Transfer COMMERCE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Feb 22, 2017 · Amount on File |
| Deed Document Number | 202039 |
| Deed Book / Page | 24302 / 2552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 2, 2020 |
| Property Address | 1287 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 0243022552 |
| Book / Page | 24302 / 2552 |
| Map Reference | MB 157 PG 54 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020090200039 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | US TITLE-MAIN, US TITLE MAIN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1287 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 2020090200040 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020090200040 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 22, 2017 |
| Property Address | 1287 CLEARLAKE CIR, BALLWIN, MO 63011-4218 |
| Document Number | 0224082722 |
| Book / Page | 022408 / 002722 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 793 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | CLEAR TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1287 CLEARLAKE CIR BALLWIN MO 630114218, BALLWIN, MO 63011-4218 |
| Document Number | 224082730 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 022408/002730 |
| Instrument | 795 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 21, 2047 |
The 2025 property tax bill for 1287 Clearlake Cir was $5,232, up 14.3% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,330 (-) Land $41,520 Building $43,810 | $449,100 (-) Land $218,500 Building $230,600 | |
| 2025 | $5,232.00 (+14.29%) | $85,330 Land $41,520 Building $43,810 | $449,100 Land $218,500 Building $230,600 |
| 2024 | $4,578.00 (-0.91%) | ||
| 2023 | $4,620.00 (+10.08%) | $70,500 (+19.37%) Land $22,140 Building $48,360 | $371,000 Land $116,500 Building $254,500 |
| 2022 | $4,197.00 | $59,060 Land $22,140 Building $36,920 | |
| 2021 | $310,800 Land $116,500 Building $194,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1287 Clearlake Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1983–2020) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1287 Clearlake Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures