12952 Downstream Cir, Orlando, FL 32828 Property Records

Orange County property record for 12952 Downstream Cir, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,375 sqft · built 1991
Lot Size0.143 acres (6,244 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Jun 2025)
Tax Bill$1,804 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN34-22-31-3785-00-780

Property Details

APN / Parcel Number

Primary APN34-22-31-3785-00-780
Alternative APNs
  • 312234378500780
  • 620358
  • 626662
  • 631463

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,375 sqft Living Area
Gross Area1,915 sqft
1st Floor Area1,375 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,244 sqft (0.143 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area160 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12952 DOWNSTREAM CIR
CityORLANDO
StateFL
Zip32828-9149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionHUCKLEBERRY FIELDS TRACTS N 9 & N 10 UNIT 1 19/138 LOT 78
Legal Range31E
Legal Township22S
Legal Section34
Legal SubdivisionHUCKLEBERRY FIELDS N-9 & N-10 UT 1
Legal TractN
Legal Lot Number78
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group2
Census Block2000
Census Tract16728

Owner

12952 Downstream Cir is owned and occupied by two individuals who bought it in June 2025.

Source: Orange County records, as of June 26, 2026

Owner of Record2 Individual Names on File
Mailing Address12952 DOWNSTREAM CIR, ORLANDO, FL 32828-9149
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2025 · Amount on File
Deed SaleJun 26, 2025 · Amount on File
Deed Document Number2025373874
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12952 DOWNSTREAM CIR, ORLANDO, FL 32828-9149
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12952 DOWNSTREAM CIR, ORLANDO, FL 32828-9149

Mortgage

Document Number0000184699
DateMar 31, 2026
Instrument20260184699
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 12952 Downstream Cir was $1,804, up 9.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,760 (+115.73%) Land $70,000 Building $227,760$297,760 (-1.39%) Land $70,000 Building $227,760
2025$1,804.00 (+9.33%) Homeowner's exemption Widower's exemption$138,024$301,950 Land $70,000 Building $231,950
2024$1,650.00 (+8.06%)
2023$1,527.00 (+1.53%) Homeowner's exemption Widower's exemption$130,227 (+3%)$274,515 (+15.85%) Land $70,000 Building $204,515
2022$1,504.00 Homeowner's exemption Widower's exemption$126,434$236,955 Land $65,000 Building $171,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12952 Downstream Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12952 Downstream Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on Downstream Cir

Nearby Streets

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