12949 Downstream Cir, Orlando, FL 32828 Property Records

Orange County property record for 12949 Downstream Cir, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1991
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2026)
Tax Bill	$1,830 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-22-31-3785-00-710`

Property Details

APN / Parcel Number

Primary APN	`34-22-31-3785-00-710`
Alternative APNs	`312234378500710` `620350` `626654` `631454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	1,917 sqft
1st Floor Area	1,377 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12949 DOWNSTREAM CIR
City	ORLANDO
State	FL
Zip	32828-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HUCKLEBERRY FIELDS TRACTS N 9 & N 10 UNIT 1 19/138 LOT 71
Legal Range	31E
Legal Township	22S
Legal Section	34
Legal Subdivision	HUCKLEBERRY FIELDS N-9 & N-10 UT 1
Legal Tract	N
Legal Lot Number	71
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2002
Census Tract	16728

Owner

12949 Downstream Cir is owned and occupied by an individual who bought it in August 2026.

Source: Orange County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12949 DOWNSTREAM CIR, ORLANDO, FL 32828-9148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Jul 15, 1997 · Amount on File
Deed Document Number	2026455926
Prior Transfer Date	Sep 9, 2016
Prior Transfer Doc	0000493328
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 17, 2026
Property Address	12949 DOWNSTREAM CIR, ORLANDO, FL 32828-9148
Document Number	0000455926
Instrument Date	Jul 28, 2026
Instrument	2026455926
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12949 DOWNSTREAM CIR, ORLANDO, FL 32828-9148

Mortgage

Document Number	0000455928,
Date	Aug 17, 2026
Instrument	2026455928

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12949 Downstream Cir was $1,830, up 9.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,281 (+2.7%)	$292,660 (-1.38%) Land $70,000 Building $222,660
2025	$1,830.00 (+9.12%) Homeowner's exemption	$134,646	$296,760 Land $70,000 Building $226,760
2024	$1,677.00 (+7.85%)
2023	$1,555.00 (+6.22%) Homeowner's exemption	$127,040 (+3%)	$269,900 (+15.81%) Land $70,000 Building $199,900
2022	$1,464.00 Homeowner's exemption	$123,340	$233,062 Land $65,000 Building $168,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12949 Downstream Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12949 Downstream Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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