12944 Downstream Cir, Orlando, FL 32828 Property Records

Orange County property record for 12944 Downstream Cir, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1991
Lot Size	0.143 acres (6,242 sqft)
Owner	2 Individual Names on File
Last Sale	$336,000 (Apr 2021)
Tax Bill	$6,390 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-22-31-3785-00-800`

Property Details

APN / Parcel Number

Primary APN	`34-22-31-3785-00-800`
Alternative APNs	`312234378500800` `620361` `626665` `631465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	1,618 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,242 sqft (0.143 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12944 DOWNSTREAM CIR
City	ORLANDO
State	FL
Zip	32828-9149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HUCKLEBERRY FIELDS TRACTS N 9 & N 10 UNIT 1 19/138 LOT 80
Legal Range	31E
Legal Township	22S
Legal Section	34
Legal Subdivision	HUCKLEBERRY FIELDS N-9 & N-10 UT 1
Legal Tract	N
Legal Lot Number	80
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2000
Census Tract	16728

Owner

12944 Downstream Cir is owned by two individuals who bought it in April 2021.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13712 BLUE LAGOON WAY, ORLANDO, FL 32828-8311
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit LAUNCH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Prior Sale	Apr 12, 1994 · Amount on File
Deed Document Number	2021246017
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 23, 2021
Property Address	12944 DOWNSTREAM CIR, ORLANDO, FL 32828-9149
Document Number	0000246017
Map Reference	MB 19 PG 138-140
Instrument Date	Apr 6, 2021
Instrument	20210246017
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14288 ALAFAYA OAK BND, 14288, ORLANDO, FL 32828-9183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13712 BLUE LAGOON WAY, ORLANDO, FL 32828-8311

Mortgage

Document Number	0000246016
Date	Apr 23, 2021
Instrument	20210246016

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12944 DOWNSTREAM CIR, ORLANDO, FL 32828-9149
Document Number	0000814158
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12944 DOWNSTREAM CIR ORLANDO FL 328289149, ORLANDO, FL 32828-9149

Mortgage

Document Number	0000814158
Date	Dec 31, 2019
Instrument	814158

Lender

Name	LAUNCH FCU
Type	Credit Union
Address	MERRITT ISLAND, FL 32952

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 30, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12944 Downstream Cir was $6,390, up 6.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,640 (-1.46%) Land $70,000 Building $288,640	$358,640 (-1.46%) Land $70,000 Building $288,640
2025	$6,390.00 (+6.59%)	$363,950 Land $70,000 Building $293,950	$363,950 Land $70,000 Building $293,950
2024	$5,995.00 (+12.06%)
2023	$5,350.00 (+12.04%)	$329,107 (+16.35%) Land $70,000 Building $259,107	$329,107 (+16.35%) Land $70,000 Building $259,107
2022	$4,775.00	$282,850 Land $65,000 Building $217,850	$282,850 Land $65,000 Building $217,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12944 Downstream Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12944 Downstream Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Downstream Cir

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