Pasco County property record for 12951 White Bluff Rd, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,571 sqft · built 2010 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $143,880 (Jan 2011) |
| Tax Bill | $3,848 (2025) |
| Deeds & Mortgages | Dec 2019 Reverse Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-25-17-0070-00000-4490 |
| Primary APN | 03-25-17-0070-00000-4490 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| Gross Area | 2,145 sqft |
| 1st Floor Area | 1,571 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,300 sqft (0.144 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1211804 |
|---|---|
| Street Address | 12951 WHITE BLUFF RD |
| City | HUDSON |
| State | FL |
| Zip | 34669-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | VERANDAHS PB 56 PG 064 LOT 449 OR 8501 PG 471 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | VERANDAHS |
| Legal Tract | 70 |
| Legal Lot Number | 449 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 31208 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 12951 WHITE BLUFF RD, HUDSON, FL 34669-5054 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 2, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Nov 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2011 · Amount on Record |
| Deed Sale | Jan 11, 2011 · Amount on Record |
| Prior Sale | Jan 11, 2011 · Amount on Record |
| Deed Document Number | 2011004813 |
| Deed Book / Page | 8501 / 0471 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12951 WHITE BLUFF RD, HUDSON, FL 34669-5054 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100142984 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 10014/2984 |
| Instrument | 2019203949 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 813 Months |
| Due | Sep 20, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.83% |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12951 WHITE BLUFF RD, HUDSON, FL 34669-5054 |
| Document Number | 0100142999 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12951 WHITE BLUFF RD HUDSON FL 346695054, HUDSON, FL 34669-5054 |
| Document Number | 0100142999 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 010014/002999 |
| Instrument | 203950 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+6.53%) Homeowner's exemption | $155,450 (+5.99%) Land $57,015 Building $98,435 | $264,447 (-4.43%) Land $57,015 Building $207,432 |
| 2023 | $3,612.00 (+6.24%) Additional exemption filed | $146,670 (+3%) Land $43,407 Building $103,263 | $276,716 (+27.88%) Land $43,407 Building $233,309 |
| 2022 | $3,400.00 Homeowner's exemption | $142,400 Land $36,162 Building $106,238 | $216,387 Land $36,162 Building $180,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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