12945 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12945 White Bluff Rd, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,183 sqft · built 2010
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$182,360 (Dec 2010)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	May 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`03-25-17-0070-00000-4480`

Property Details

APN / Parcel Number

Primary APN	`03-25-17-0070-00000-4480`
Alternative APNs	`1725030070000004480` `1211803`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,183 sqft Living Area
Gross Area	2,583 sqft
1st Floor Area	1,110 sqft
Upper Floors Area	1,073 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	561 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12945 WHITE BLUFF RD
City	HUDSON
State	FL
Zip	34669-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	VERANDAHS PB 56 PG 064 LOT 448
Legal Range	17E
Legal Township	25S
Legal Section	03
Legal Subdivision	VERANDAHS
Legal Tract	70
Legal Lot Number	448
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1020
Census Tract	31208

Owner

Source: Pasco County records · APN 03-25-17-0070-00000-4480

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12945 WHITE BLUFF RD, HUDSON, FL 34669-5054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2010 · Amount on Record
Deed Sale	Dec 01, 2010 · Amount on Record
Prior Sale	Dec 01, 2010 · Amount on Record
Deed Document Number	2010170459
Deed Book / Page	8475 / 1003
Last Transfer Date	Apr 23, 2020
Transfer Doc	0100953179
Record Updated	Jun 08, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	May 04, 2020
Property Address	12945 WHITE BLUFF RD, HUDSON, FL 34669-5054
Document Number	0100953179
Book / Page	010095 / 003179
Instrument Date	Apr 23, 2020
Instrument	71596
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12945 WHITE BLUFF RD HUDSON FL 346695054, HUDSON, FL 34669-5054

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,670 (+2.9%)	$323,853 (-0.21%) Land $57,015 Building $266,838
2025	$4,448.00 (+1.65%) Homeowner's exemption	$191,130 (+5.98%) Land $57,015 Building $134,115	$324,539 (-5.71%) Land $57,015 Building $267,524
2024	$4,376.00 (+4.69%)
2023	$4,180.00 (+6.82%) Additional exemption filed	$180,340 (+3%) Land $43,407 Building $136,933	$344,187 (+28.03%) Land $43,407 Building $300,780
2022	$3,913.00 Homeowner's exemption	$175,090 Land $36,162 Building $138,928	$268,832 Land $36,162 Building $232,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.