12940 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12940 White Bluff Rd, Hudson, FL 34669 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,908 sqft · built 2011
Lot Size	0.158 acres (6,899 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Jun 2016)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`03-25-17-0070-00000-4540`

Property Details

APN / Parcel Number

Primary APN	`03-25-17-0070-00000-4540`
Alternative APNs	`1725030070000004540` `1211809`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,908 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,899 sqft (0.158 acres)
Garage Type	Attached
Garage Area	418 sqft
Driveway	Concrete Driveway
Driveway Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12940 WHITE BLUFF RD
City	HUDSON
State	FL
Zip	34669-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERANDAHS PB 56 PG 064 LOT 454
Legal Range	17E
Legal Township	25S
Legal Section	03
Legal Subdivision	VERANDAHS
Legal Tract	70
Legal Lot Number	454
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1021
Census Tract	31208

Owner

Source: Pasco County records · APN 03-25-17-0070-00000-4540

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 07, 2020	Deed of Trust, Mortgage · FHA Mortgage COUNTRYPLACE MORTGAGE LTD
Nov 30, 2020	Quit Claim Deed, Transfer TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC
Nov 30, 2020	Quit Claim Deed, Transfer TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2016 · Amount on Record
Deed Sale	Jun 14, 2016 · Amount on Record
Prior Sale	Sep 07, 2011 · Amount on Record
Deed Document Number	201692367
Deed Book / Page	9382 / 536
Last Transfer Date	Nov 01, 2020
Transfer Doc	0102241901
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number	0109990152
Date	Apr 25, 2024
Book Page	10999/152
Instrument	2024071069

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	PO BOX 2026, FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2054

Interest

Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number	0105511157
Date	Feb 15, 2022
Book Page	10551/1157
Instrument	2022037901

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number	0102293666
Date	Dec 07, 2020
Book Page	10229/3666
Instrument	2020206802

Lender

Name	COUNTRYPLACE MORTGAGE LTD
Type	Subprime Lender
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jul 01, 2046

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Nov 30, 2020
Property Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053
Document Number	0102241901
Book / Page	010224 / 001901
Instrument Date	Nov 01, 2020
Instrument	201350
Transaction Type	Transfer
Record Updated	Dec 09, 2020
Title Company	TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12940 WHITE BLUFF RD HUDSON FL 346695053, HUDSON, FL 34669-5053

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Nov 30, 2020
Property Address	12940 WHITE BLUFF RD, HUDSON, FL 34669-5053
Document Number	0102241870
Book / Page	010224 / 001870
Instrument Date	Nov 01, 2020
Instrument	201334
Transaction Type	Transfer
Record Updated	Dec 09, 2020
Title Company	TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12940 WHITE BLUFF RD HUDSON FL 346695053, HUDSON, FL 34669-5053

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,690 (+2.9%)	$304,350 (-0.77%) Land $59,272 Building $245,078
2025	$4,481.00 (+1.66%) Homeowner's exemption	$193,090 (+5.98%) Land $59,272 Building $133,818	$306,708 (-4.6%) Land $59,272 Building $247,436
2024	$4,408.00 (+4.68%)
2023	$4,211.00 (+6.85%) Additional exemption filed	$182,190 (+3%) Land $45,232 Building $136,958	$321,493 (+27.51%) Land $45,232 Building $276,261
2022	$3,941.00 Homeowner's exemption	$176,890 Land $37,757 Building $139,133	$252,134 Land $37,757 Building $214,377

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010312081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 417 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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