12946 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12946 White Bluff Rd, Hudson, FL 34669 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	1,278 sqft Living Area
Lot Size	7,106 sqft (0.163 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$52,000 (2013)
Tax Bill	$3,509.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-25-17-0070-00000-4530`
Alternative APNs	`1725030070000004530` `1211808`

Interior

Full Baths	2 Baths
Building Area	1,278 sqft Living Area
Gross Area	1,698 sqft Gross Area
1st Floor	1,278 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,106 sqft (0.163 acres)
Driveway	Driveway Concrete
Driveway Area	527 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch	Open Porch
Porch Area	98 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	12946 WHITE BLUFF RD
City	HUDSON
State	FL
Zip	34669-5053
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VERANDAHS PB 56 PG 064 LOT 453 OR 8556 PG 3721 OR 8843 PG 3084
Legal Range	17E
Legal Township	25S
Legal Section	03
Legal Subdivision	VERANDAHS
Legal Tract	70
Legal Lot Number	453
Jurisdiction	PASCO FL
Minor Civil Division	PORT RICHEY
Census Blockgroup	1
Census Block	1021
Census Tract	31208

Owner

Source: Pasco County records · APN 03-25-17-0070-00000-4530

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12946 WHITE BLUFF RD, HUDSON, FL 34669-5053
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2013 · Amount on Record
Deed Sale	Mar 18, 2013 · Amount on Record
Prior Sale	Jun 02, 2011 · Amount on Record
Deed Doc Number	201348216
Deed Book / Page	8843 / 3084
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12946 WHITE BLUFF RD, HUDSON, FL 34669-5053
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12946 WHITE BLUFF RD, HUDSON, FL 34669-5053

Mortgage

Document Number	0105161305
Date	Jan 05, 2022
Book Page	10516/1305
Instrument	2022001266

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	233 Months
Due	Jun 01, 2041

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,500 (+2.9%)	$232,449 (-0.74%) Land $59,504 Building $172,945
2025	$3,562.00 (+1.51%) Homeowner's exemption	$138,490 (+5.98%) Land $59,504 Building $78,986	$234,190 (-2.62%) Land $59,504 Building $174,686
2024	$3,509.00 (+5%)
2023	$3,342.00 (+5.89%) Additional exemption filed	$130,670 (+3%) Land $45,464 Building $85,206	$240,486 (+26.84%) Land $45,464 Building $195,022
2022	$3,156.00 Homeowner's exemption	$126,870 Land $37,989 Building $88,881	$189,595 Land $37,989 Building $151,606

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 417 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.